Founder's Check-in™

I charge a reasonable fee-only invoice on a quarterly basis (starting at $259). This includes virtual consultation, annual net worth mapping, and access to ad-hoc projects as needed. I do not charge any commissions, or any percentage of assets managemed. An invoice is sent automatically every 3 months and ACH payment method is requested; however we also accept major credit cards (with a 2.5% fee added to your quarterly statement).

At the Founder's Check-in™, we cover important areas for your financial and business success. These include: - Net Worth Mapping to understand your assets and liabilities - Business Formation to support growth and protection - Tax Planning to optimize your taxes - Business Strategy to align your goals with plans - Risk Management to protect your ventures and wealth This review helps keep your finances in order and your business goals on track.

Because I serve families and individuals with a variety of industry demands, I offer both day time and evening appointment availability. Whatever works best for you, I am happy to accommodate.Some families enjoy an evening meeting while others would rather take care of business during the day.

I do not provide direct advice on your investments like a broker, registered investment adviser or large institution would. Almost all of my investment advice could be summarized in one article. For true entrepreneurs, I recommend a passive investment strategy with an allocation based on your investment time horizon. Your time is most valuable being spent on your closely held business, not analyzing stock picks that usually don't pan out the way you think they will. Time and again, data shows that a diversified stock market index fund performs very well over time (read A Random Walk Down Wall Street), and that few people beat the stock market by actively managing their portfolio.However, if you would like personalized advice on your investments or securities, I would recommend you work with a fiduciary advisor that can customize recommendations for you. Most clients use a low cost financial instution like Fidelity or Vanguard in addition to my service for any investment needs you have.

Your financial planning relationship includes personalized virtual consultation (or in-home location dependent), annual net worth mapping, and and on-going strategy consultation. The goal is to provide a lighter level of financial planning for self-starting entrepreneur families that are already managing their own budget and investing strategy.My advising is an objective perspective on the overall state of your personal family finances. By looking at your family net worth in detail each meeting, we can have a discussion that centers around your most pressing events at the time.

Many people prefer to manage their personal finances on their own (I obviously do), and I want to respect that. I provide the same basic tools and outlines I use in client relationships. By having ads, I can provide a wealth of informational knowledge and insights to those families wishing to manage things themselves.

Yes, you're always free to reschedule. I know it's important to be in the right headspace and want you to get the most out of the meeting. You're able to reschedule at anytime before the meeting takes place.

Yes, I offer a complementary consultation for anyone that is interested in a personl advising relationship. This initial meeting is designed to help you understand my advising style and the type of consultation I provide. During the consultation, we'll discuss your financial goals, current financial situation, and some strategies we can consider to help you achieve your objectives. This is also an excellent opportunity for you to ask any questions and to see if my consultation is a good fit for you. I believe in building lasting relationships based on trust and transparency, and the free consultation is the first step in that direction.

Our 3 current models center around the most important personal financial topicsFamily Balance SheetA detailed listing of your assets, liabilities, and net worth.Cash Flow AnalyzerA model that allows you to analyze your short term net working capital at any given point in timeMaster BudgetA more complex tool that allows you to track your income and expenses (if you would prefer to do this manually). We also recommend low cost monthly subscriptions to apps that can help you do this automatically. View the models for yourself!

Becoming a client at Cedarmill Financial is straightforward. Start by scheduling a free consultation through my website. During this meeting, We can discuss your financial situation and how my consultation can help you gain clarity. If you decide to proceed, I can guide you through the onboarding process, which includes gathering balance sheet information and a meeting on the calendar to create an opening balance sheet.